Get peace of mind that you will be covered at work
Professional Indemnity Insurance (PII) is a form of liability insurance that protects you at work. Insurance is necessary for any professional working in the health sector, especially those who work with vulnerable people. PII will provide you with the legal protection and support you will need if there is an issue with your professional practice at work. Issues may include medication errors, client deaths, if a client sues you and so on.
Some employers may offer PII; however, it is vital to recognise that it will always act in the employer's interests before the worker. This means that employees can be used as a 'scapegoat' if it will protect the employer.
HACSU members are insured for up to $10 million in individual indemnity.
HACSU's insurance provides members with the peace of mind that you will always be covered.
However, an essential reminder that you will only be covered if you notify an incident as soon as you are aware of a potential issue.
You must notify the union as soon as possible to avoid rejection by the insurer.
Even if no claim needs to be made initially, we must know so you are covered in the event that something changes and you do need to claim.